Debit Card Processing



Pin Debit Rates as low as 38¢

   Swiped Debit Rates as low as 1.22%



    

Swiped Debit (Offline Debit / Check Cards): 

Any debit card with a MasterCard or Visa logo can be swiped just like a regular credit card.  This rate will be lower than your swiped credit card rate.  Most processors charge a percentage (discount rate) and a transaction fee for swiped debit transactions.

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Pin Debit (Online Debit / Pin Debit): 

Any debit card (even ones with a Mastercard or Visa logo) can also be accepted as a pin debit transaction. This is where your customer enters a pin code into the credit card machine or an attached pin pad. You will just pay a transaction fee for Pin Debit transactions.  There is no percentage charged for this type of payment.  If your average sale is more then $15 you should consider pin debit.  Also, there are some debit cards that have no MC/ Visa logo.  To accept these debit/ATM cards, you must have a pinpad or ATM machine.                                                                                               Buy a Pin Pad First                                                                    Apply Now!